Regence blue cross blue shield of oregon

Regence blue cross blue shield of oregon

Is Regence the same as Blue Cross Blue Shield?

About Regence Each health plan is a nonprofit independent licensee of the Blue Cross and Blue Shield Association. Regence is part of a family of companies dedicated to transforming health care by delivering innovative products and services that change the way consumers nationwide experience health care.

Is Regence Blue Shield good insurance?

Regence is a good carrier and easy to work with on claims. They have a good network of doctors and I like that they have nationwide coverage so I can see a doctor even if I am traveling. Regence is a good company at taking your money and denying claims.

Does Regence Blue Shield cover counseling?

Individual and group therapy , inpatient visits, and other options may be covered by your Regence health plan. We encourage you to learn more about your specific mental health coverage benefits.

What kind of insurance is Regence?

Plan ahead for Medicare Regence makes it easy to move to Medicare and take your care team with you. Especially when you can choose from some plans that have $0 premiums and no-cost doctor visits.

Is Anthem different from Blue Cross?

About Anthem . Learn about our parent company, Anthem , Inc. In California Anthem Blue Cross is the trade name of Blue Cross of California. Anthem Blue Cross and Anthem Blue Cross Life and Health Insurance Company are independent licensees of the Blue Cross Association.

Can you use Blue Cross Blue Shield in any state?

Most Blue Cross Blue Shield members can rest easy since Blue Cross Blue Shield coverage opens doors in all 50 states and is accepted by over 90 percent of doctors and specialists. Call your BCBS company to find out what your benefits cover while traveling.

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Does Regence cover dental?

Yes. Certain prescription drugs, pediatric dental services, pediatric vision services and in-network services for preventive care. This plan covers some items and services even if you haven’t yet met the deductible amount. But a copayment or coinsurance may apply.

What is a deductible in health insurance?

What is the deductible ? For healthcare covered under the general insurance policy, like hospital care, medicine and blood tests, you pay some of the costs yourself. This is called the deductible .

What is coinsurance in health plan?

The percentage of costs of a covered health care service you pay (20%, for example) after you’ve paid your deductible. Let’s say your health insurance plan’s allowed amount for an office visit is $100 and your coinsurance is 20%. If you’ve paid your deductible: You pay 20% of $100 , or $20 .

Are Regence and Premera the same?

Premera and Regence are separate companies. Premera and Regence are each independent licensees of the Blue Cross and Blue Shield Association. Through various collaborative agreements, some Regence members could have been affected.

Does Regence cover massage therapy?

Massage therapy is only covered if you have a medical condition that massage therapy could help improve or relieve altogether. A prescription is needed for all services that are billed to Regence Blue Shield to show medical necessity.

How much do you pay for health insurance?

In 2020, the average national cost for health insurance is $456 for an individual and $1,152 for a family per month. However, costs vary among the wide selection of health plans. Understanding the relationship between health coverage and cost can help you choose the right health insurance for you.

Rick Randall

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